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Navient NAVI Private Education Recent In School Loans — Goodwill

Other product segments

FFELP Loans
$227M
Private Education Legacy In School Loans
$106M
Private Education Refinance Loan
$77M
Federal Education Loan Servicing
$5M

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Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$25.0M+78.6%
EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%
Total debt$44.3B-5.9%
Total equity$3.0B+4.7%
Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$853.42M-31.2%
Enterprise value$44.42B-6.7%

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340245
(Dollars in millions) / Consumer Lending reportable segment:June 30, 2026December 31, 2025
Private Education Legacy In-School Loans$106$106
Private Education Refinance Loans7777
Private Education Recent In-School Loans1313
Total196196
Federal Education Loans reportable segment:
FFELP Loans227227
Federal Education Loan Servicing55
Total232232

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FAQ

What is Navient's private education recent in school loans — goodwill?
Navient (NAVI) reported private education recent in school loans — goodwill of $13M in Q2 2026.
What does private education recent in school loans — goodwill mean?
This metric represents the carrying value of goodwill specifically associated with the acquisition of assets or businesses within the private education loan portfolio. It reflects the premium paid over the fair value of net identifiable assets for recent in-school lending operations. Investors monitor this balance to assess potential impairment risks related to the long-term profitability and market valuation of the private education lending segment.

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