What is Navient's private education refinance loan — goodwill?

Navient (NAVI) reported private education refinance loan — goodwill of $77M in Q1 2026.

What does private education refinance loan — goodwill mean?

This metric represents the net carrying value of goodwill associated with the private education refinance loan business segment after accounting for any accumulated impairment losses. It reflects the premium paid over the fair value of net identifiable assets during acquisitions within this specific lending vertical. Investors monitor this balance to assess the long-term valuation stability and potential impairment risk of the company's private student loan portfolio.

Navient NAVI Private Education Refinance Loan — Goodwill

Other product segments

FFELP Loans

$227M—

Private Education Legacy In School Loans

$106M—

Private Education Recent In School Loans

$13M—

Federal Education Loan Servicing

$5M—

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ABMEducation — Goodwill

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STWDCommercial and Residential Lending Segment — Goodwill

$0—

Other financials

Income statement

See full

Revenue$43.0M-46.9%

Net income$17.0M+950%

EPS (diluted)$0.17+950%

Balance sheet

See full

Cash & equivalents$621.0M-3.3%

Total debt$45.1B-5.5%

Total equity$3.0B+4.7%

Total assets$48.0B-5.8%

Cash flow

See full

Operating cash flow-$47.0M-166%

Valuation

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Market cap$795.15M-41.8%

Enterprise value$45.28B-6.5%

P/S2.9×-0.7×

Profitability

See full

Net margin48.3%—

Returns & leverage

See full

Return on equity17.3%-4.8pp

Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's private education refinance loan — goodwill?: Navient (NAVI) reported private education refinance loan — goodwill of $77M in Q1 2026.
What does private education refinance loan — goodwill mean?: This metric represents the net carrying value of goodwill associated with the private education refinance loan business segment after accounting for any accumulated impairment losses. It reflects the premium paid over the fair value of net identifiable assets during acquisitions within this specific lending vertical. Investors monitor this balance to assess the long-term valuation stability and potential impairment risk of the company's private student loan portfolio.