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NBT Bancorp NBTB All Other Segments — Occupancy Net

Other segment segments

Banking
$10.7M+23.0%
Retirement Plan Administration
$245K-8.6%

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FULTReportable Segment — Net occupancy
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CBUInsurance Services — Occupancy Net
$442K+0.2%
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CFRNon-Banks — Net occupancy
$0

Other financials

Income statement

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Revenue$184.5M+19.3%
Net income$51.1M+39.2%
EPS (diluted)$0.98+27.3%

Balance sheet

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Cash & equivalents$716.1M+182%
Total debt$117.8M+37.6%
Total equity$1.9B+22.3%
Total assets$16.2B+16.9%

Cash flow

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Operating cash flow$53.0M+26.3%
CapEx$4.4M+19.5%
Free cash flow$48.6M+26.9%

Valuation

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Market cap$2.5B+9.7%
Enterprise value$1.9B-12.6%
P/E13.6×-2.3×
P/S3.4×-0.4×

Profitability

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Net margin25.3%+1.0pp
FCF margin31.5%+0.9pp

Returns & leverage

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Return on equity10.6%+1.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NBT Bancorp's all other segments — occupancy net?
NBT Bancorp (NBTB) reported all other segments — occupancy net of $70K in Q1 2026.
How has NBT Bancorp's all other segments — occupancy net changed year-over-year?
NBT Bancorp's all other segments — occupancy net increased by 4.5% year-over-year, from $67K to $70K.
What is the long-term trend for NBT Bancorp's all other segments — occupancy net?
Over 3 years (2022 to 2025), NBT Bancorp's all other segments — occupancy net has grown at a 3.8% compound annual growth rate (CAGR), from $255K to $285K.
What does all other segments — occupancy net mean?
Represents the net costs associated with maintaining physical office space, including rent, utilities, and facility maintenance for the segment. It provides insight into the overhead burden required to house the segment's operations.