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NBT Bancorp NBTB Retirement Plan Administration — Occupancy Net

Other segment segments

Banking
$10.7M+23.0%
All Other Segments
$70K+4.5%

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Other financials

Income statement

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Revenue$184.5M+19.3%
Net income$51.1M+39.2%
EPS (diluted)$0.98+27.3%

Balance sheet

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Cash & equivalents$716.1M+182%
Total debt$117.8M+37.6%
Total equity$1.9B+22.3%
Total assets$16.2B+16.9%

Cash flow

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Operating cash flow$53.0M+26.3%
CapEx$4.4M+19.5%
Free cash flow$48.6M+26.9%

Valuation

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Market cap$2.5B+9.7%
Enterprise value$1.9B-12.6%
P/E13.6×-2.3×
P/S3.4×-0.4×

Profitability

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Net margin25.3%+1.0pp
FCF margin31.5%+0.9pp

Returns & leverage

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Return on equity10.6%+1.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NBT Bancorp's retirement plan administration — occupancy net?
NBT Bancorp (NBTB) reported retirement plan administration — occupancy net of $245K in Q1 2026.
How has NBT Bancorp's retirement plan administration — occupancy net changed year-over-year?
NBT Bancorp's retirement plan administration — occupancy net decreased by 8.6% year-over-year, from $268K to $245K.
What is the long-term trend for NBT Bancorp's retirement plan administration — occupancy net?
Over 3 years (2022 to 2025), NBT Bancorp's retirement plan administration — occupancy net has grown at a 2.1% compound annual growth rate (CAGR), from $959K to $1.02M.
What does retirement plan administration — occupancy net mean?
This represents the net costs associated with the physical facilities and office space utilized by the retirement plan administration team. It accounts for rent, utilities, and maintenance expenses required to house the segment's operations.