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Year four at other companies

Kearny Financial logo
Kearny FinancialKRNY
$847.26M-46.3%
OceanFirst Financial logo
OceanFirst FinancialOCFC
$479.22M-74.7%
Hope Bancorp logo
Hope BancorpHOPE
$808.23M-75.5%
Metropolitan Bank Holding Corp. logo
Metropolitan Bank Holding Corp.MCB
$753.34M-30.1%
Capital Bancorp logo
Capital BancorpCBNK

Other financials

Income statement

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Revenue$24.9M-2.2%
Net income$10.0M-5.8%
EPS (diluted)$0.74-5.1%

Balance sheet

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Cash & equivalents$76.2M-14.8%
Total debt$25.1M+446%
Total equity$356.3M+8.9%
Total assets$2.0B+4.7%

Cash flow

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Operating cash flow$10.4M-4.6%
CapEx$98.0K-74.3%
Free cash flow$10.3M-2.1%

Valuation

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Market cap$369.15M+28.3%
Enterprise value$318.01M+56.8%
P/E8.4×+2.2×
P/S3.5×+0.8×

Profitability

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Net margin42%-1.8pp
FCF margin48.6%+5.1pp

Returns & leverage

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Return on equity12.8%-2.2pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Northeast Community Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear.

The official record: Northeast Community Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Northeast Community Bancorp's year four?
Northeast Community Bancorp (NECB) reported year four of $280.46M in Q1 2026.
How has Northeast Community Bancorp's year four changed year-over-year?
Northeast Community Bancorp's year four decreased by 7.3% year-over-year, from $302.38M to $280.46M.
What is the long-term trend for Northeast Community Bancorp's year four?
Over 2 years (2023 to 2025), Northeast Community Bancorp's year four has grown at a 76.4% compound annual growth rate (CAGR), from $73.29M to $227.95M.
What does year four mean?
Represents the portion of other financing receivables maturing in the fourth year from the reporting date. This metric helps investors assess the long-term liquidity profile and cash flow timing of the loan portfolio. It excludes accrued interest to focus strictly on the principal repayment schedule.