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National Bankshares NKSH Allowance for Credit Losses - Receivable (Current)

Allowance for Credit Losses - Receivable (Current) at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$22.89M+3.7%
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Greene County BancorpGCBC
$21.78M+2.7%
Southern First Bancshares logo
Southern First BancsharesSFST
$43.38M+6.6%

Other financials

Income statement

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Revenue$15.3M+19.4%
Net income$5.0M+53.9%
EPS (diluted)$0.78+52.9%

Balance sheet

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Cash & equivalents$62.2M-49.3%
Total debt$1.9M+34.6%
Total equity$187.4M+12.0%
Total assets$1.8B-0.4%

Cash flow

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Operating cash flow$3.3M+28.6%
CapEx$229.0K-76.2%
Free cash flow$3.1M+91.6%

Valuation

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Market cap$231.36M+34.3%
Enterprise value$171.13M+111%
P/E13.2×-2.1×
P/S+0.5×

Profitability

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Net margin30.3%+12.1pp
FCF margin28.6%+19.7pp

Returns & leverage

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Return on equity9.9%+4.2pp
Debt / equity0.0×

Where this comes from

Reported directly by National Bankshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLosses.

The official record: National Bankshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is National Bankshares's allowance for credit losses - receivable (current)?
National Bankshares (NKSH) reported allowance for credit losses - receivable (current) of $9.74M in Q1 2026.
How has National Bankshares's allowance for credit losses - receivable (current) changed year-over-year?
National Bankshares's allowance for credit losses - receivable (current) decreased by 7.2% year-over-year, from $10.49M to $9.74M.
What is the long-term trend for National Bankshares's allowance for credit losses - receivable (current)?
Over 4 years (2021 to 2025), National Bankshares's allowance for credit losses - receivable (current) has grown at a 6.6% compound annual growth rate (CAGR), from $7.67M to $9.89M.
What does allowance for credit losses - receivable (current) mean?
This is a contra-asset account representing the management's estimate of expected credit losses within the current portion of the financing receivable portfolio. It reflects the institution's assessment of collectability and risk inherent in its short-term lending activities. A higher balance relative to total receivables may indicate deteriorating credit quality or a more conservative risk outlook.