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National Bankshares NKSH Principal Balance

Principal Balance at other companies

Amalgamated Financial Corp. logo
Amalgamated Financial Corp.AMAL
$5.03B+7.6%
Hope Bancorp logo
Hope BancorpHOPE
$14.64B+9.8%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$4.87B+8.9%
Kearny Financial logo
Kearny FinancialKRNY
$5.78B-1.2%
Norwood Financial logo
Norwood FinancialNWFL
$6.22M-19.5%
Broadway Financial logo
Broadway FinancialBYFC
$1.05B+7.7%

Other financials

Income statement

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Revenue$15.3M+19.4%
Net income$5.0M+53.9%
EPS (diluted)$0.78+52.9%

Balance sheet

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Cash & equivalents$62.2M-49.3%
Total debt$1.9M+34.6%
Total equity$187.4M+12.0%
Total assets$1.8B-0.4%

Cash flow

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Operating cash flow$3.3M+28.6%
CapEx$229.0K-76.2%
Free cash flow$3.1M+91.6%

Valuation

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Market cap$231.36M+34.3%
Enterprise value$171.13M+111%
P/E13.2×-2.1×
P/S+0.5×

Profitability

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Net margin30.3%+12.1pp
FCF margin28.6%+19.7pp

Returns & leverage

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Return on equity9.9%+4.2pp
Debt / equity0.0×

Where this comes from

Reported directly by National Bankshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee.

The official record: National Bankshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is National Bankshares's principal balance?
National Bankshares (NKSH) reported principal balance of $996.06M in Q1 2026.
How has National Bankshares's principal balance changed year-over-year?
National Bankshares's principal balance decreased by 0.8% year-over-year, from $1B to $996.06M.
What is the long-term trend for National Bankshares's principal balance?
Over 2 years (2023 to 2025), National Bankshares's principal balance has grown at a 8.0% compound annual growth rate (CAGR), from $857.18M to $999.93M.
What does principal balance mean?
This represents the total gross amount of financing receivables held by the institution before accounting for any valuation allowances or credit loss reserves. It serves as a primary indicator of the total credit exposure within the loan or receivable portfolio. Monitoring this balance helps investors assess the scale of the institution's lending activities and potential credit risk exposure.