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Greene County Bancorp logo
Greene County BancorpGCBC
$111K-18.4%
Capital Bancorp logo
Capital BancorpCBNK
$1.82M+32.5%
BCB Bancorp logo
BCB BancorpBCBP
$489K+126%
OFG Bancorp logo
OFG BancorpOFG
$3.19M+25.3%
International Bancshares logo
International BancsharesIBOC
$1.71M-1.6%

Segments

By segment

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Banking$477K+4.6%
Wealth Management$19K-24.0%

Other financials

Income statement

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Revenue$27.8M-14.3%
Net income$13.7M+30.6%
EPS (diluted)$1.02+17.2%

Balance sheet

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Cash & equivalents$334.9M+90.7%
Total debt$4.3M+17.6%
Total equity$306.6M+21.4%
Total assets$2.8B+7.4%

Cash flow

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Operating cash flow$12.6M+354%
CapEx$250.0K-65.9%
Free cash flow$12.3M+317%

Valuation

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Market cap$513.39M+62.4%
P/E10.8×+0.1×
P/S4.1×+1.3×

Profitability

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Net margin37.4%+11.7pp
FCF margin51.1%+33.3pp

Returns & leverage

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Return on equity16.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AdvertisingExpense.

The source filing: Orange County Bancorp’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093345
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Directors’ fees and expenses5353191,157625
Computer software expense1,9592,1173,8384,099
FDIC assessment160330490660
Advertising expenses496481921870
Advisor expenses related to trust income26225044
Telephone expenses274203538410
Intangible amortization7272143143
Other1181,0941,1152,302

Item 1. Financial Statements

FAQ

What is Orange County Bancorp's advertising?
Orange County Bancorp (OBT) reported advertising of $496K in Q2 2026.
How has Orange County Bancorp's advertising changed year-over-year?
Orange County Bancorp's advertising increased by 3.1% year-over-year, from $481K to $496K.
What is the long-term trend for Orange County Bancorp's advertising?
Over 4 years (2021 to 2025), Orange County Bancorp's advertising has grown at a 12.8% compound annual growth rate (CAGR), from $1.22M to $1.97M.
What does advertising mean?
Expenditures related to marketing, promotional campaigns, and brand awareness initiatives designed to attract new customers and retain existing ones. This metric measures the bank's investment in growth and market share acquisition.

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