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Orange County Bancorp OBT Banking — Advertising Expense

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Other financials

Income statement

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Revenue$27.8M-14.3%
Net income$13.7M+30.6%
EPS (diluted)$1.02+17.2%

Balance sheet

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Cash & equivalents$334.9M+90.7%
Total debt$4.3M+17.6%
Total equity$306.6M+21.4%
Total assets$2.8B+7.4%

Cash flow

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Operating cash flow$12.6M+354%
CapEx$250.0K-65.9%
Free cash flow$12.3M+317%

Valuation

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Market cap$513.39M+62.4%
P/E10.8×+0.1×
P/S4.1×+1.3×

Profitability

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Net margin37.4%+11.7pp
FCF margin51.1%+33.3pp

Returns & leverage

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Return on equity16.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AdvertisingExpense.

The source filing: Orange County Bancorp’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093345
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Directors’ fees and expenses5353191,157625
Computer software expense1,9592,1173,8384,099
FDIC assessment160330490660
Advertising expenses496481921870
Advisor expenses related to trust income26225044
Telephone expenses274203538410
Intangible amortization7272143143
Other1181,0941,1152,302

Item 1. Financial Statements

FAQ

What is Orange County Bancorp's banking — advertising expense?
Orange County Bancorp (OBT) reported banking — advertising expense of $477K in Q2 2026.
How has Orange County Bancorp's banking — advertising expense changed year-over-year?
Orange County Bancorp's banking — advertising expense increased by 4.6% year-over-year, from $456K to $477K.
What is the long-term trend for Orange County Bancorp's banking — advertising expense?
Over 2 years (2023 to 2025), Orange County Bancorp's banking — advertising expense has grown at a 10.0% compound annual growth rate (CAGR), from $1.56M to $1.89M.
What does banking — advertising expense mean?
Represents the costs incurred by the banking segment for marketing, promotional campaigns, and brand awareness activities. This metric reflects the company's investment in customer acquisition and market positioning within its service areas.

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