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Demand deposits at other companies

Greene County Bancorp logo
Greene County BancorpGCBC
$228.17M+64.8%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$130.35M-5.8%
ACNB logo
ACNBACNB
$625.36M+2.7%
OFG Bancorp logo
OFG BancorpOFG
$1.23B+3.9%
Customers Bancorp logo
Customers BancorpCUBI
Washington Trust Bancorp logo
Washington Trust BancorpWASH

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDomesticDepositCertificatesOfDeposits.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's demand deposits?
Orange County Bancorp (OBT) reported demand deposits of $65.91M in Q1 2026.
How has Orange County Bancorp's demand deposits changed year-over-year?
Orange County Bancorp's demand deposits decreased by 74.6% year-over-year, from $259.81M to $65.91M.
What is the long-term trend for Orange County Bancorp's demand deposits?
Over 5 years (2020 to 2025), Orange County Bancorp's demand deposits has grown at a 11.8% compound annual growth rate (CAGR), from $91.2M to $159.01M.
What does demand deposits mean?
This represents non-interest-bearing or low-interest checking accounts that are payable on demand by the customer. Demand deposits are the most liquid form of funding and are highly valued as a low-cost source of capital for the bank. High levels of demand deposits typically correlate with strong customer relationships and operational efficiency.