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Orange County Bancorp OBT Lease Liability Payments - Due Year Two

Lease Liability Payments - Due Year Two at other companies

M&T Bank logo
M&T BankMTB
$138M-2.8%
Greene County Bancorp logo
Greene County BancorpGCBC
$412K+0.7%
Capital Bancorp logo
Capital BancorpCBNK
$1.66M+165%
ACNB logo
ACNBACNB
$860K+45.3%
Center Bancorp logo
Center BancorpCNOB
$353K0.0%
OFG Bancorp logo
OFG BancorpOFG
$5.31M+13.0%

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearTwo.

The official record: Orange County Bancorp’s 10-K, filed March 16, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's lease liability payments - due year two?
Orange County Bancorp (OBT) reported lease liability payments - due year two of $783K in Q4 2025.
How has Orange County Bancorp's lease liability payments - due year two changed year-over-year?
Orange County Bancorp's lease liability payments - due year two increased by 0.1% year-over-year, from $782K to $783K.
What is the long-term trend for Orange County Bancorp's lease liability payments - due year two?
Over 4 years (2021 to 2025), Orange County Bancorp's lease liability payments - due year two has grown at a 3.0% compound annual growth rate (CAGR), from $695K to $783K.
What does lease liability payments - due year two mean?
This metric identifies the total cash payments required for operating and finance leases in the second year following the current balance sheet date. It helps investors forecast long-term fixed cost commitments and cash flow requirements. It is essential for modeling the company's future solvency and operational leverage.