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Orange County Bancorp OBT Lease Liability Payments - Due Year Three

Lease Liability Payments - Due Year Three at other companies

M&T Bank logo
M&T BankMTB
$115M-4.2%
Greene County Bancorp logo
Greene County BancorpGCBC
$352K+20.5%
Capital Bancorp logo
Capital BancorpCBNK
$1.65M+268%
ACNB logo
ACNBACNB
$829K+76.8%
Center Bancorp logo
Center BancorpCNOB
$4.5M+57.1%
OFG Bancorp logo
OFG BancorpOFG
$3.56M+3.3%

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearThree.

The official record: Orange County Bancorp’s 10-K, filed March 16, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's lease liability payments - due year three?
Orange County Bancorp (OBT) reported lease liability payments - due year three of $552K in Q4 2025.
How has Orange County Bancorp's lease liability payments - due year three changed year-over-year?
Orange County Bancorp's lease liability payments - due year three decreased by 10.7% year-over-year, from $618K to $552K.
What is the long-term trend for Orange County Bancorp's lease liability payments - due year three?
Over 4 years (2021 to 2025), Orange County Bancorp's lease liability payments - due year three has grown at a 0.7% compound annual growth rate (CAGR), from $537K to $552K.
What does lease liability payments - due year three mean?
The contractual cash obligations for operating and finance leases due in the third year following the balance sheet date. This metric helps in mapping out the long-term fixed cost profile of the company. It is essential for evaluating the sustainability of lease-related cash outflows over a multi-year horizon.