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Orange County Bancorp OBT Occupancy and equipment

Occupancy and equipment at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$1.48B+17.2%
M&T Bank logo
M&T BankMTB
$129M-0.8%
Valley National Bank logo
Valley National BankVLY
$27.18M+6.7%
CTB
Community Trust BancorpCTBI
$2.56M+7.3%
Greene County Bancorp logo
Greene County BancorpGCBC
$823K+12.9%
Citizens & Northern logo
Citizens & NorthernCZNC
$1.73M+23.2%

Segments

By segment

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Banking$1.1M-3.8%
Wealth Management$152K-2.6%

Other financials

Income statement

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Revenue$27.8M-14.3%
Net income$13.7M+30.6%
EPS (diluted)$1.02+17.2%

Balance sheet

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Cash & equivalents$334.9M+90.7%
Total debt$4.3M+17.6%
Total equity$306.6M+21.4%
Total assets$2.8B+7.4%

Cash flow

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Operating cash flow$12.6M+354%
CapEx$250.0K-65.9%
Free cash flow$12.3M+317%

Valuation

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Market cap$513.39M+62.4%
P/E10.8×+0.1×
P/S4.1×+1.3×

Profitability

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Net margin37.4%+11.7pp
FCF margin51.1%+33.3pp

Returns & leverage

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Return on equity16.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Orange County Bancorp’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093345
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
NONINTEREST EXPENSE
Salaries7,5126,81314,92113,718
Employee benefits3,0052,3386,1074,788
Occupancy expense1,2511,2992,5872,576
Professional fees1,8611,6663,3263,013
Directors’ fees and expenses5353191,157625
Computer software expense1,9592,1173,8384,099
FDIC assessment160330490660

Item 1. Financial Statements

FAQ

What is Orange County Bancorp's occupancy and equipment?
Orange County Bancorp (OBT) reported occupancy and equipment of $1.25M in Q2 2026.
How has Orange County Bancorp's occupancy and equipment changed year-over-year?
Orange County Bancorp's occupancy and equipment decreased by 3.7% year-over-year, from $1.3M to $1.25M.
What is the long-term trend for Orange County Bancorp's occupancy and equipment?
Over 4 years (2021 to 2025), Orange County Bancorp's occupancy and equipment has grown at a 6.0% compound annual growth rate (CAGR), from $4.06M to $5.13M.
What does occupancy and equipment mean?
Costs for office and branch facilities (rent, utilities, maintenance) and equipment (depreciation, repairs, technology hardware) used in operations.

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