Skip to content

Orange County Bancorp OBT Provision for Loan, Lease, and Other Losses

Provision for Loan, Lease, and Other Losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$2.51B-24.1%
Greene County Bancorp logo
Greene County BancorpGCBC
Citizens & Northern logo
Citizens & NorthernCZNC
Center Bancorp logo
Center BancorpCNOB
Origin Bancorp logo
Origin BancorpOBK
Merchants Bancorp logo
Merchants BancorpMBIN

Other financials

Income statement

See full
Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

See full
Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

See full
Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

See full
Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

See full
Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

See full
Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about Orange County Bancorp's provision for loan, lease, and other losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Orange County Bancorp's provision for loan, lease, and other losses?
Orange County Bancorp (OBT) reported provision for loan, lease, and other losses of -$436K in Q1 2026.
How has Orange County Bancorp's provision for loan, lease, and other losses changed year-over-year?
Orange County Bancorp's provision for loan, lease, and other losses decreased by 315.8% year-over-year, from $202K to -$436K.
What is the long-term trend for Orange County Bancorp's provision for loan, lease, and other losses?
Over 3 years (2022 to 2025), Orange County Bancorp's provision for loan, lease, and other losses has grown at a -6.6% compound annual growth rate (CAGR), from $9.52M to $7.75M.