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Orange County Bancorp OBT Banking Regulation Capital Conservation Buffer Tier One Risk Based Capital Actual

Banking Regulation Capital Conservation Buffer Tier One Risk Based Capital Actual at other companies

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Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankingRegulationCapitalConservationBufferTierOneRiskBasedCapitalActual.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's banking regulation capital conservation buffer tier one risk based capital actual?
Orange County Bancorp (OBT) reported banking regulation capital conservation buffer tier one risk based capital actual of 7.9% in Q1 2026.
How has Orange County Bancorp's banking regulation capital conservation buffer tier one risk based capital actual changed year-over-year?
Orange County Bancorp's banking regulation capital conservation buffer tier one risk based capital actual decreased by 0.0% year-over-year, from 7.9% to 7.9%.
What is the long-term trend for Orange County Bancorp's banking regulation capital conservation buffer tier one risk based capital actual?
Over 5 years (2020 to 2025), Orange County Bancorp's banking regulation capital conservation buffer tier one risk based capital actual has grown at a -60.2% compound annual growth rate (CAGR), from 787.5% to 7.9%.
What does banking regulation capital conservation buffer tier one risk based capital actual mean?
This metric represents the actual Tier 1 risk-based capital held by the bank that is available to meet the regulatory capital conservation buffer requirements. The buffer is designed to ensure banks build up capital during normal times to absorb losses during periods of financial stress. It is a key indicator of the bank's ability to withstand economic downturns without triggering dividend or bonus restrictions.