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Orange County Bancorp OBT Savings, interest checking and money market

Savings, interest checking and money market at other companies

Valley National Bank logo
Valley National BankVLY
$190.79M-4.7%
California BanCorp logo
California BanCorpBCAL
$10.06M-9.5%
International Bancshares logo
International BancsharesIBOC
$17.78M-13.1%

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's savings, interest checking and money market?
Orange County Bancorp (OBT) reported savings, interest checking and money market of $5.28M in Q1 2026.
How has Orange County Bancorp's savings, interest checking and money market changed year-over-year?
Orange County Bancorp's savings, interest checking and money market increased by 7.9% year-over-year, from $4.89M to $5.28M.
What is the long-term trend for Orange County Bancorp's savings, interest checking and money market?
Over 4 years (2021 to 2025), Orange County Bancorp's savings, interest checking and money market has grown at a 72.5% compound annual growth rate (CAGR), from $2.37M to $20.98M.
What does savings, interest checking and money market mean?
This captures the interest expense paid on core deposit products, including negotiable order of withdrawal accounts, money market accounts, and savings accounts. It serves as a primary measure of the bank's cost of funds for its most stable and liquid deposit base. Monitoring this helps evaluate the bank's deposit pricing strategy and competitive positioning.