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Orange County Bancorp OBT Interest Expense, Subordinated Notes and Debentures

Interest Expense, Subordinated Notes and Debentures at other companies

Customers Bancorp logo
Customers BancorpCUBI
$4.62M+43.9%
Banc of California logo
Banc of CaliforniaBANC
$15.42M+0.5%

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseSubordinatedNotesAndDebentures.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's interest expense, subordinated notes and debentures?
Orange County Bancorp (OBT) reported interest expense, subordinated notes and debentures of $430K in Q1 2026.
How has Orange County Bancorp's interest expense, subordinated notes and debentures changed year-over-year?
Orange County Bancorp's interest expense, subordinated notes and debentures increased by 87.0% year-over-year, from $230K to $430K.
What is the long-term trend for Orange County Bancorp's interest expense, subordinated notes and debentures?
Over 4 years (2021 to 2025), Orange County Bancorp's interest expense, subordinated notes and debentures has grown at a 13.1% compound annual growth rate (CAGR), from $920K to $1.51M.
What does interest expense, subordinated notes and debentures mean?
This represents the interest expense paid on long-term debt instruments that are subordinated to the claims of depositors and other general creditors. These instruments are often used to bolster regulatory capital ratios. It provides insight into the bank's long-term capital structure and the cost of maintaining regulatory compliance.