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Orange County Bancorp OBT Mortgage Loans In Process Of Foreclosure Amount

Mortgage Loans In Process Of Foreclosure Amount at other companies

Valley National Bank logo
Valley National BankVLY
$3.4M-26.1%
OFG Bancorp logo
OFG BancorpOFG
$36M+16.5%
CTB
Community Trust BancorpCTBI
Washington Trust Bancorp logo
Washington Trust BancorpWASH

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:MortgageLoansInProcessOfForeclosureAmount.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's mortgage loans in process of foreclosure amount?
Orange County Bancorp (OBT) reported mortgage loans in process of foreclosure amount of $13.7M in Q1 2026.
How has Orange County Bancorp's mortgage loans in process of foreclosure amount changed year-over-year?
Orange County Bancorp's mortgage loans in process of foreclosure amount increased by 79.4% year-over-year, from $7.64M to $13.7M.
What is the long-term trend for Orange County Bancorp's mortgage loans in process of foreclosure amount?
Over 5 years (2020 to 2025), Orange County Bancorp's mortgage loans in process of foreclosure amount has grown at a 48.0% compound annual growth rate (CAGR), from $1.93M to $13.68M.
What does mortgage loans in process of foreclosure amount mean?
This represents the aggregate principal balance of mortgage loans currently undergoing formal foreclosure proceedings. It provides insight into the bank's exposure to non-performing real estate assets and the potential for future asset recovery or write-downs. Monitoring this figure helps investors assess the severity of credit distress within the mortgage portfolio.