Orange County Bancorp OBT Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 33.7%+0.9pp | 32.7%+2.8pp | 29.9%+4.2pp | 25.7%+1.0pp | 24.7%-1.2pp | |
| Free cash flow margin | 35.5%+3.0pp | 32.5%-0.4pp | 32.9%+15.2pp | 17.7%-14.2pp | 31.9%+1.4pp | |
| Returns | ||||||
| Return on equity | 17.9%+0.2pp | 17.7%+2.0pp | 15.7%+2.0pp | 13.7%-1.0pp | 14.8%-1.1pp | |
| Return on assets | 1.7%+0.1pp | 1.6%+0.2pp | 1.4%+0.2pp | 1.2%+0.1pp | 1.1%0.0pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $21.84-3.9% | $22.73+12.2% | $20.25-3.8% | $21.06+18.5% | $17.77+8.2% | |
| Valuation | ||||||
| Market capitalization | $494.62M+55.2% | $381.62M+13.2% | $336.98M-1.6% | $342.34M+28.9% | $265.68M+68.5% | |
| Price / earnings | 11.2×-0.5× | 9.2×-0.1× | 9.3×-2.3× | 11.6×+1.9× | 9.7×+4.1× | |
| Price / sales | 3.8×+0.9× | 3×+0.2× | 2.8×-0.2× | 3×+0.6× | 2.4×+0.9× | |
| Price / book | 1.7×+0.1× | 1.3×+0.1× | 1.2×-0.1× | 1.4×0.0× | 1.3×+0.5× | |
| Free cash flow yield | 9.4%-1.6pp | 10.8%-1.0pp | 11.9%+5.9pp | 5.9%-7.3pp | 13.3%-7.6pp | |
| Earnings yield | 8.9%+0.4pp | 10.9%+0.1pp | 10.8%+2.2pp | 8.6%-1.6pp | 10.3%-7.4pp | |
| Dividend yield | 1.6%-0.1pp | 1.9%0.0pp | 1.8%+0.2pp | 1.7%-0.4pp | 2.1%-1.3pp | |
| PEG ratio | 0.2×— | 0.2×-0.2× | 0.4×— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Orange County Bancorp's ratios come from?
- Every ratio is computed from Orange County Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
