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Orange County Bancorp OBT Return on assets

Return on assets at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.3%-0.1pp
M&T Bank logo
M&T BankMTB
1.4%+0.1pp
Valley National Bank logo
Valley National BankVLY
1%+0.4pp
CTB
Community Trust BancorpCTBI
1.6%+0.2pp
Greene County Bancorp logo
Greene County BancorpGCBC
1.3%+0.3pp
Capital Bancorp logo
Capital BancorpCBNK
1.5%+0.2pp

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Calculated from Orange County Bancorp’s reported figures.

Based on trailing twelve months.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's return on assets?
Orange County Bancorp (OBT) reported return on assets of 1.7% in Q1 2026.
How has Orange County Bancorp's return on assets changed year-over-year?
Orange County Bancorp's return on assets increased by 54.1% year-over-year, from 1.1% to 1.7%.
What is the long-term trend for Orange County Bancorp's return on assets?
Over 4 years (2021 to 2025), Orange County Bancorp's return on assets has grown at a 9.5% compound annual growth rate (CAGR), from 1.1% to 1.6%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.