Orange County Bancorp OBT Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 32.7%+6.8pp | 25.9%-3.1pp | 29%+1.9pp | 27%-2.3pp | |
| Free cash flow margin | 32.5%+2.0pp | 30.5%-9.7pp | 40.2%+8.1pp | 32.1%+6.8pp | |
| Returns | |||||
| Return on equity | 17.7%+1.8pp | 15.9%-3.5pp | 19.4%+4.2pp | 15.2%+1.8pp | |
| Return on assets | 1.6%+0.5pp | 1.1%-0.1pp | 1.2%+0.1pp | 1.1%0.0pp | |
| Efficiency | |||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×-1.0× | 1×+1.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×-0.1× | 0.1×+0.1× | |
| Per Share | |||||
| Book value per share | $22.73+38.5% | $16.41+11.7% | $14.69-40.2% | $24.57-33.2% | |
| Valuation | |||||
| Market capitalization | $494.62M+55.2% | $157.66M-53.5% | $339.3M+29.5% | $262.09M+15.7% | |
| Enterprise value | $181.74M+1,550% | $11.02M-94.4% | $195.13M-37.4% | $311.54M+507% | |
| Price / earnings | 11.2×-0.5× | 5.7×-5.9× | 11.5×+0.8× | 10.8×+0.1× | |
| Price / sales | 3.8×+0.9× | 1.5×-1.9× | 3.3×+0.4× | 2.9×-0.2× | |
| Price / book | 1.7×+0.1× | 0.8×-1.2× | 2.1×+0.2× | 1.9×+0.7× | |
| EV / sales | 1.4×+1.3× | 0.1×-1.8× | 1.9×-1.5× | 3.5×+4.5× | |
| Free cash flow yield | 9.4%-1.6pp | 20.9%+8.8pp | 12.1%+1.0pp | 11%+2.9pp | |
| Earnings yield | 8.9%+0.4pp | 17.7%+9.0pp | 8.7%-0.6pp | 9.3%-0.1pp | |
| Dividend yield | 1.6%-0.1pp | 3.4%+1.8pp | 1.5%-0.3pp | 1.8%0.0pp | |
| PEG ratio | 0.2×— | —— | 0.5×-0.2× | 0.7×+0.6× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Orange County Bancorp's ratios come from?
- Every ratio is computed from Orange County Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
