Skip to content

Orange County Bancorp OBT Tier 1 Capital Adequacy Requirement

Tier 1 Capital Adequacy Requirement at other companies

Valley National Bank logo
Valley National BankVLY
$4.3B+4.6%
Customers Bancorp logo
Customers BancorpCUBI

Other financials

Income statement

See full
Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

See full
Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

See full
Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

See full
Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

See full
Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

See full
Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about Orange County Bancorp's tier 1 capital adequacy requirement.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Orange County Bancorp's tier 1 capital adequacy requirement?
Orange County Bancorp (OBT) reported tier 1 capital adequacy requirement of $118.52M in Q1 2026.
How has Orange County Bancorp's tier 1 capital adequacy requirement changed year-over-year?
Orange County Bancorp's tier 1 capital adequacy requirement increased by 3.6% year-over-year, from $114.45M to $118.52M.
What is the long-term trend for Orange County Bancorp's tier 1 capital adequacy requirement?
Over 5 years (2020 to 2025), Orange County Bancorp's tier 1 capital adequacy requirement has grown at a 12.0% compound annual growth rate (CAGR), from $66.91M to $117.7M.
What does tier 1 capital adequacy requirement mean?
This metric defines the minimum Tier 1 capital threshold mandated by banking regulators to ensure the institution maintains sufficient core capital to support its risk-weighted assets. It acts as a primary safety net to protect depositors and creditors from potential insolvency. Meeting this requirement is a fundamental prerequisite for ongoing banking operations and regulatory standing.