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OceanFirst Financial OCFC Loans held-for-sale

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Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.8%
Enterprise value$2.46B+24.8%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept ocfc:MortgagesHeldForSaleCarryingValue.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's loans held-for-sale?
OceanFirst Financial (OCFC) reported loans held-for-sale of $0 in Q1 2026.
How has OceanFirst Financial's loans held-for-sale changed year-over-year?
OceanFirst Financial's loans held-for-sale decreased by 100.0% year-over-year, from $9.7M to $0.
What is the long-term trend for OceanFirst Financial's loans held-for-sale?
Over 3 years (2022 to 2025), OceanFirst Financial's loans held-for-sale has grown at a 103.0% compound annual growth rate (CAGR), from $690K to $5.77M.
What does loans held-for-sale mean?
This represents the carrying value of mortgage loans that the company intends to sell in the secondary market rather than hold to maturity. It reflects the company's mortgage banking activity and its ability to generate fee income through loan origination and sale. High levels indicate an active mortgage banking business model sensitive to interest rate fluctuations and market demand.