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SmartFinancial SMBK Loans Held For Sale

Loans Held For Sale at other companies

OceanFirst Financial logo
OceanFirst FinancialOCFC
$0-100%
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
$0-100%
PennyMac Financial Services, Inc. logo
PennyMac Financial Services, Inc.PFSI
$9.95B+40.3%
First Financial Bankshares logo
First Financial BanksharesFFIN
$22.98M+60.2%
Fulton Financial logo
Fulton FinancialFULT
$11.89M-25.5%
Texas Capital Bancshares logo
Texas Capital BancsharesTCBI
$21.33M

Other financials

Income statement

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Revenue$53.8M+14.9%
Net income$13.7M+21.6%
EPS (diluted)$0.81+20.9%

Balance sheet

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Cash & equivalents$346.1M-18.2%
Total debt$11.4M-7.0%
Total equity$562.0M+11.1%
Total assets$5.9B+9.2%

Cash flow

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Operating cash flow$16.4M+14.5%
CapEx$6.2M+568%
Free cash flow$10.2M-24.0%

Valuation

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Market cap$790.12M+46.9%
Enterprise value$455.43M+258%
P/E15×+0.8×
P/S3.8×+0.8×

Profitability

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Net margin25.4%+4.1pp
FCF margin27.1%-4.1pp

Returns & leverage

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Return on equity9.9%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept smbk:LoansHeldForSale.

The official record: SmartFinancial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SmartFinancial's loans held for sale?
SmartFinancial (SMBK) reported loans held for sale of $7.28M in Q1 2026.
How has SmartFinancial's loans held for sale changed year-over-year?
SmartFinancial's loans held for sale increased by 89.4% year-over-year, from $3.84M to $7.28M.
What is the long-term trend for SmartFinancial's loans held for sale?
Over 5 years (2020 to 2025), SmartFinancial's loans held for sale has grown at a -1.5% compound annual growth rate (CAGR), from $11.72M to $10.87M.
What does loans held for sale mean?
This represents the balance of loans originated or acquired with the specific intent of being sold to secondary market investors rather than held for investment. It reflects the bank's mortgage banking or loan brokerage activity and the velocity at which it turns over its loan pipeline. Fluctuations in this balance indicate changes in market demand for loan products and the bank's strategy for generating fee-based income.