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OceanFirst Financial OCFC Total Interest Expense

Total Interest Expense at other companies

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$150M-4.5%
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Valley National BankVLY
$33.5M-8.0%
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WaFd, Inc.WAFD
$126M-17.1%
Bank First Corporation logo
Bank First CorporationBFC
$20.05M+19.0%
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$20.75M+6.5%
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JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's total interest expense?
OceanFirst Financial (OCFC) reported total interest expense of $53.7M in Q1 2026.
How has OceanFirst Financial's total interest expense changed year-over-year?
OceanFirst Financial's total interest expense increased by 5.2% year-over-year, from $51.05M to $53.7M.
What is the long-term trend for OceanFirst Financial's total interest expense?
Over 4 years (2021 to 2025), OceanFirst Financial's total interest expense has grown at a 71.1% compound annual growth rate (CAGR), from $25.21M to $216.18M.
What does total interest expense mean?
This is the total cost incurred by the bank for interest paid on customer deposits, short-term borrowings, and long-term debt. It represents the primary cost of funds used to finance the bank's lending activities. Efficient management of this expense is critical for maintaining a healthy net interest margin.