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OFG Bancorp OFG Q1 2026 earnings

Reported April 21, 2026 · Before market open

Revenue$185.8MBeat by $9.0M
EPS$1.26Beat by $0.24
Revenue estimate$176.8M
EPS estimate$1.02

Next report

Oct 21, 2026 (in 3 months)
Revenue estimate$186.5M
EPS estimate$1.25

Financials

Q1 2026

Income statement

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Revenue$186.0M+4.1%
Net income$53.9M+18.4%
EPS (diluted)$1.26+26.0%

Balance sheet

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Cash & equivalents$636.5M-10.4%
Total debt$22.1M+6.2%
Total equity$1.4B+5.5%
Total assets$12.0B+2.7%

Cash flow

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Operating cash flow$73.1M-12.0%
CapEx$4.4M+0.1%
Free cash flow$68.8M-12.6%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$1.72B-5.5%
Enterprise value$1.1B-2.2%
P/E8.1×-1.3×
P/S2.3×-0.2×

Profitability

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Net margin28.9%+1.8pp
FCF margin25.6%-10.0pp

Returns & leverage

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Return on equity16%+0.6pp
Debt / equity0×0.0×

FAQ

When did OFG Bancorp report Q1 2026 earnings?
OFG Bancorp (OFG) reported Q1 2026 earnings on April 21, 2026 before market open.
What were OFG Bancorp's Q1 2026 revenue and EPS?
OFG Bancorp reported revenue of $185.8M and eps of $1.26 for Q1 2026.
Did OFG Bancorp beat estimates in Q1 2026?
Revenue beat the consensus estimate of $176.8M by $9.0M. EPS beat the consensus estimate of $1.02 by $0.24.
How did OFG Bancorp's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 11.5% from $166.7M a year earlier and eps grew 26.0% from $1.00.
Where can I find OFG Bancorp's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001030469-26-000022) and the 10-Q periodic report (0001030469-26-000027) directly on SEC EDGAR. The filing index links above go to sec.gov.