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OFG Bancorp OFG Q2 2025 earnings

Reported July 17, 2025 · Before market open

Revenue$167.9MMiss by $13.6M
EPS$1.15Beat by $0.10
Revenue estimate$181.5M
EPS estimate$1.05

Next report

Oct 21, 2026 (in 3 months)
Revenue estimate$186.5M
EPS estimate$1.25

Financials

Q2 2025

Income statement

See full
Revenue$182.4M+1.4%
Net income$51.8M+1.3%
EPS (diluted)$1.15+6.5%

Balance sheet

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Cash & equivalents$851.8M+15.0%
Total debt$19.4M-14.4%
Total equity$1.3B+8.7%
Total assets$12.2B+8.6%

Cash flow

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Operating cash flow$35.9M-62.2%
CapEx$4.1M-12.0%
Free cash flow$31.8M-64.8%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$1.91B+8.0%
Enterprise value$1.07B+2.6%
P/E9.8×+0.6×
P/S2.7×+0.2×

Profitability

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Net margin27.1%0.0pp
FCF margin27.4%-19.4pp

Returns & leverage

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Return on equity15.2%-1.3pp
Debt / equity0×0.0×

FAQ

When did OFG Bancorp report Q2 2025 earnings?
OFG Bancorp (OFG) reported Q2 2025 earnings on July 17, 2025 before market open.
What were OFG Bancorp's Q2 2025 revenue and EPS?
OFG Bancorp reported revenue of $167.9M and eps of $1.15 for Q2 2025.
Did OFG Bancorp beat estimates in Q2 2025?
Revenue missed the consensus estimate of $181.5M by $13.6M. EPS beat the consensus estimate of $1.05 by $0.10.
How did OFG Bancorp's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 1.0% from $166.2M a year earlier and eps grew 6.5% from $1.08.
Where can I find OFG Bancorp's Q2 2025 SEC filings?
You can read the 8-K earnings release (0001030469-25-000033) and the 10-Q periodic report (0001030469-25-000044) directly on SEC EDGAR. The filing index links above go to sec.gov.