Skip to content
Screener

OFG Bancorp OFG Q3 2025 earnings

Reported October 22, 2025 · Before market open

Revenue$171.2MMiss by $15.8M
EPS$1.16Miss by $0.01
Revenue estimate$187.0M
EPS estimate$1.17

Next report

Oct 21, 2026 (in 3 months)
Revenue estimate$186.5M
EPS estimate$1.25

Financials

Q3 2025

Income statement

See full
Revenue$186.2M+6.5%
Net income$51.8M+10.3%
EPS (diluted)$1.16+16.0%

Balance sheet

See full
Cash & equivalents$740.3M+8.8%
Total debt$24.7M+9.2%
Total equity$1.4B+4.3%
Total assets$12.2B+6.7%

Cash flow

See full
Operating cash flow$39.5M-32.1%
CapEx$4.0M-37.5%
Free cash flow$35.5M-31.4%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$1.94B-8.2%
Enterprise value$1.22B-15.9%
P/E9.7×-1.1×
P/S2.7×-0.3×

Profitability

See full
Net margin27.3%0.0pp
FCF margin24.7%-17.2pp

Returns & leverage

See full
Return on equity14.8%-1.3pp
Debt / equity0×0.0×

FAQ

When did OFG Bancorp report Q3 2025 earnings?
OFG Bancorp (OFG) reported Q3 2025 earnings on October 22, 2025 before market open.
What were OFG Bancorp's Q3 2025 revenue and EPS?
OFG Bancorp reported revenue of $171.2M and eps of $1.16 for Q3 2025.
Did OFG Bancorp beat estimates in Q3 2025?
Revenue missed the consensus estimate of $187.0M by $15.8M. EPS missed the consensus estimate of $1.17 by $0.01.
How did OFG Bancorp's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 4.6% from $163.7M a year earlier and eps grew 16.0% from $1.00.
Where can I find OFG Bancorp's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001030469-25-000047) and the 10-Q periodic report (0001030469-25-000051) directly on SEC EDGAR. The filing index links above go to sec.gov.