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OFG Bancorp OFG Q2 2026 earnings

Reported July 21, 2026 · Before market open

Revenue$190.3MBeat by $7.7M
EPS$1.39Beat by $0.22
Revenue estimate$182.6M
EPS estimate$1.17
With year-over-year increases of 20.9% in EPS and 4.5% in core revenues, second quarter results reflected continued momentum across all our businesses, supported by disciplined execution, excellent customer engagement, and our differentiated operating model. We continue to show core deposit strength, consistent loan growth, stable credit trends, and effective balance sheet management.
Chief Executive Officer

Earnings data and commentary were extracted with AI from company filings and may contain errors. Verify important details in the filing.

Next report

Oct 21, 2026 (in 3 months)
Revenue estimate$186.5M
EPS estimate$1.25

Financials

Q2 2026

Income statement

See full
Revenue$190.3M+4.4%
Net income$58.8M+13.5%
EPS (diluted)-$4.00-448%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Valuation & ratios

Valuation

as of 08/03/26
See full
Market cap$2.23B+18.4%
Enterprise value$1.51B+43.1%
P/E10.1×+0.4×
P/S+0.4×

Profitability

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Net margin29.5%+2.4pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0.0×

FAQ

When did OFG Bancorp report Q2 2026 earnings?
OFG Bancorp (OFG) reported Q2 2026 earnings on July 21, 2026 before market open.
What were OFG Bancorp's Q2 2026 revenue and EPS?
OFG Bancorp reported revenue of $190.3M and eps of $1.39 for Q2 2026.
Did OFG Bancorp beat estimates in Q2 2026?
Revenue beat the consensus estimate of $182.6M by $7.7M. EPS beat the consensus estimate of $1.17 by $0.22.
How did OFG Bancorp's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 13.3% from $167.9M a year earlier and eps grew 20.9% from $1.15.
Where can I find OFG Bancorp's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001030469-26-000034) directly on SEC EDGAR. The filing index links above go to sec.gov.