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OFG Bancorp OFG Off-Balance Sheet Commitments (Contractual)

Off-Balance Sheet Commitments (Contractual) at other companies

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Other financials

Income statement

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Revenue$186.0M+4.1%
Net income$53.9M+18.4%
EPS (diluted)$1.26+26.0%

Balance sheet

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Cash & equivalents$636.5M-10.4%
Total debt$22.1M+6.2%
Total equity$1.4B+5.5%
Total assets$12.0B+2.7%

Cash flow

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Operating cash flow$73.1M-12.0%
CapEx$4.4M+0.1%
Free cash flow$68.8M-12.6%

Valuation

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Market cap$2.03B-5.5%
Enterprise value$1.42B-2.2%
P/E9.5×-1.6×
P/S2.8×-0.3×

Profitability

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Net margin28.9%+1.8pp
FCF margin25.6%-10.0pp

Returns & leverage

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Return on equity16%+0.6pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:UnusedCommitmentsToExtendCredit.

The official record: OFG Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OFG Bancorp's off-balance sheet commitments (contractual)?
OFG Bancorp (OFG) reported off-balance sheet commitments (contractual) of $1.49B in Q1 2026.
How has OFG Bancorp's off-balance sheet commitments (contractual) changed year-over-year?
OFG Bancorp's off-balance sheet commitments (contractual) increased by 11.6% year-over-year, from $1.34B to $1.49B.
What is the long-term trend for OFG Bancorp's off-balance sheet commitments (contractual)?
Over 5 years (2020 to 2025), OFG Bancorp's off-balance sheet commitments (contractual) has grown at a 4.0% compound annual growth rate (CAGR), from $1.13B to $1.38B.
What does off-balance sheet commitments (contractual) mean?
This represents the total contractual value of legally binding agreements to extend credit, such as unused lines of credit or loan commitments that have not yet been funded. These commitments represent potential future balance sheet growth and liquidity demands. Monitoring this figure is essential for understanding the institution's total credit exposure and potential funding requirements.