What is OFG Bancorp's acquired loans tax basis?

OFG Bancorp (OFG) reported acquired loans tax basis of $27.37M in Q4 2025.

What does acquired loans tax basis mean?

This metric quantifies the tax basis difference between the carrying value of acquired loans and their tax-deductible basis. It highlights the specific tax implications resulting from the purchase of loan portfolios. Investors use this to assess the tax-adjusted profitability and the effective tax rate impact of inorganic growth strategies.

OFG Bancorp OFG Acquired loans tax basis

Acquired loans tax basis at other companies

PopularBPOP

$17.13M-4.3%

PopularBPOP

$0—

Corebridge FinancialCRBG

$2.34B-20.7%

PopularBPOP

$17.13M-4.3%

Hercules CapitalHTGC

$4.8B+20.0%

Blue Owl CapitalOBDC

$15.46B-12.2%

Other financials

Income statement

See full

Revenue$186.0M+4.1%

Net income$53.9M+18.4%

EPS (diluted)$1.26+26.0%

Balance sheet

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Cash & equivalents$636.5M-10.4%

Total debt$22.1M+6.2%

Total equity$1.4B+5.5%

Total assets$12.0B+2.7%

Cash flow

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Operating cash flow$73.1M-12.0%

CapEx$4.4M+0.1%

Free cash flow$68.8M-12.6%

Valuation

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Market cap$2.03B-5.5%

Enterprise value$1.42B-2.2%

P/E9.5×-1.6×

P/S2.8×-0.3×

Profitability

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Net margin28.9%+1.8pp

FCF margin25.6%-10.0pp

Returns & leverage

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Return on equity16%+0.6pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept ofg:DeferredTaxAssetAcquiredLoansTaxBasisDifference.

The official record: OFG Bancorp’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OFG Bancorp's acquired loans tax basis?: OFG Bancorp (OFG) reported acquired loans tax basis of $27.37M in Q4 2025.
What does acquired loans tax basis mean?: This metric quantifies the tax basis difference between the carrying value of acquired loans and their tax-deductible basis. It highlights the specific tax implications resulting from the purchase of loan portfolios. Investors use this to assess the tax-adjusted profitability and the effective tax rate impact of inorganic growth strategies.