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OFG Bancorp OFG Loans and other real estate valuation adjustment

Loans and other real estate valuation adjustment at other companies

Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$78K-55.4%
International Bancshares logo
International BancsharesIBOC
-$23K
Western Alliance Bancorporation logo
Western Alliance BancorporationWAL
$2.5M
WSFS Financial logo
WSFS FinancialWSFS
$6.24M-22.9%
NexPoint Real Estate Finance logo
NexPoint Real Estate FinanceNREF
-$2.24M
Flagstar Bank
 logo
Flagstar Bank FLG
$161M-18.7%

Other financials

Income statement

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Revenue$186.0M+4.1%
Net income$53.9M+18.4%
EPS (diluted)$1.26+26.0%

Balance sheet

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Cash & equivalents$636.5M-10.4%
Total debt$22.1M+6.2%
Total equity$1.4B+5.5%
Total assets$12.0B+2.7%

Cash flow

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Operating cash flow$73.1M-12.0%
CapEx$4.4M+0.1%
Free cash flow$68.8M-12.6%

Valuation

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Market cap$2.05B-5.5%

Profitability

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Net margin28.9%+1.8pp
FCF margin25.6%-10.0pp

Returns & leverage

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Return on equity16%+0.6pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept ofg:DeferredTaxAssetsAcquiredLoansAndOtherRealEstateValuationAdjustments.

The official record: OFG Bancorp’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OFG Bancorp's loans and other real estate valuation adjustment?
OFG Bancorp (OFG) reported loans and other real estate valuation adjustment of $1.21M in Q4 2025.
How has OFG Bancorp's loans and other real estate valuation adjustment changed year-over-year?
OFG Bancorp's loans and other real estate valuation adjustment decreased by 0.5% year-over-year, from $1.21M to $1.21M.
What is the long-term trend for OFG Bancorp's loans and other real estate valuation adjustment?
Over 4 years (2021 to 2025), OFG Bancorp's loans and other real estate valuation adjustment has grown at a -24.3% compound annual growth rate (CAGR), from $3.66M to $1.21M.
What does loans and other real estate valuation adjustment mean?
This reflects valuation adjustments related to the tax basis of acquired loan portfolios and real estate assets. It captures the difference between the book value and the tax basis of assets obtained through mergers or acquisitions. Understanding this metric is essential for evaluating the long-term tax benefits and the impact of acquisition accounting on future earnings.