What is OFG Bancorp's mortgage servicing rights?

OFG Bancorp (OFG) reported mortgage servicing rights of $21.82M in Q4 2025.

How has OFG Bancorp's mortgage servicing rights changed year-over-year?

OFG Bancorp's mortgage servicing rights decreased by 6.6% year-over-year, from $23.36M to $21.82M.

What is the long-term trend for OFG Bancorp's mortgage servicing rights?

Over 5 years (2020 to 2025), OFG Bancorp's mortgage servicing rights has grown at a 8.2% compound annual growth rate (CAGR), from $14.68M to $21.82M.

OFG Bancorp OFG Mortgage servicing rights

Mortgage servicing rights at other companies

First BanCorpFBP

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Other financials

Income statement

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Revenue$186.0M+4.1%

Net income$53.9M+18.4%

EPS (diluted)$1.26+26.0%

Balance sheet

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Cash & equivalents$636.5M-10.4%

Total debt$22.1M+6.2%

Total equity$1.4B+5.5%

Total assets$12.0B+2.7%

Cash flow

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Operating cash flow$73.1M-12.0%

CapEx$4.4M+0.1%

Free cash flow$68.8M-12.6%

Valuation

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Market cap$2.03B-5.5%

Enterprise value$1.42B-2.2%

P/E9.5×-1.6×

P/S2.8×-0.3×

Profitability

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Net margin28.9%+1.8pp

FCF margin25.6%-10.0pp

Returns & leverage

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Return on equity16%+0.6pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:DeferredTaxLiabilitiesMortgageServicingRights.

The official record: OFG Bancorp’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OFG Bancorp's mortgage servicing rights?: OFG Bancorp (OFG) reported mortgage servicing rights of $21.82M in Q4 2025.
How has OFG Bancorp's mortgage servicing rights changed year-over-year?: OFG Bancorp's mortgage servicing rights decreased by 6.6% year-over-year, from $23.36M to $21.82M.
What is the long-term trend for OFG Bancorp's mortgage servicing rights?: Over 5 years (2020 to 2025), OFG Bancorp's mortgage servicing rights has grown at a 8.2% compound annual growth rate (CAGR), from $14.68M to $21.82M.