Skip to content
Screener

OptimumBank Holdings OPHC Q4 2024 Annual earnings

Reported February 26, 2025 · Before market open

Revenue$16.7M
EPS$0.35Beat by $0.18
EPS estimate$0.17

Next report

Nov 9, 2026 (in a month)
Revenue estimate$17.9M
EPS estimate$0.31

Financials

Q4 2024

Income statement

See full
Revenue$10.3M+25.9%
Net income$4.0M+55.0%
EPS (diluted)$0.18-48.6%

Balance sheet

See full
Cash & equivalents$93.6M+22.1%
Total debt$2.8M+23.4%
Total equity$103.2M+47.4%
Total assets$932.9M+17.9%

Cash flow

See full
Operating cash flow$6.0M+1,657%
CapEx$218.0K+21.8%
Free cash flow$5.7M+3,487%

Valuation & ratios

Valuation

as of 12/31/24
See full
Market cap$48.03M+58.4%
Enterprise value-$42.83M+2.9%
P/E3.7×-1.2×
P/S1.2×+0.1×

Profitability

See full
Net margin33.4%+10.3pp
FCF margin37.2%+14.3pp

Returns & leverage

See full
Return on equity15.2%+5.7pp
Debt / equity0×0.0×

FAQ

When did OptimumBank Holdings report Q4 2024 earnings?
OptimumBank Holdings (OPHC) reported Q4 2024 earnings on February 26, 2025 before market open.
What were OptimumBank Holdings's Q4 2024 revenue and EPS?
OptimumBank Holdings reported revenue of $16.7M and eps of $0.35 for Q4 2024.
Did OptimumBank Holdings beat estimates in Q4 2024?
EPS beat the consensus estimate of $0.17 by $0.18.
Where can I find OptimumBank Holdings's Q4 2024 SEC filings?
You can read the 10-K periodic report (0001493152-25-008332) directly on SEC EDGAR. The filing index links above go to sec.gov.