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Oportun Financial Corporation OPRT Warehouse lines of credit (which fund loans that U.S. Government Sponsored Enterprises have committed to purchase)

Warehouse lines of credit (which fund loans that U.S. Government Sponsored Enterprises have committed to purchase) at other companies

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Other financials

Income statement

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Revenue$94.9M-10.3%
Net income$2.3M-76.0%
EPS (diluted)$0.05-76.2%

Balance sheet

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Cash & equivalents$209.9M-9.1%
Total debt$12.0M-30.5%
Total equity$396.3M+8.2%
Total assets$3.2B-1.8%

Cash flow

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Operating cash flow$103.7M+2.7%
CapEx$1.5M-84.6%
Free cash flow$60.5M+21.0%

Valuation

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Market cap$262.37M-17.1%
Enterprise value$64.49M-36.1%
P/E14.7×
P/S0.7×-0.2×

Profitability

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Net margin4.5%
FCF margin37.8%+9.3pp

Returns & leverage

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Return on equity4.7%
Debt / equity0.0×

Where this comes from

Reported directly by Oportun Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:WarehouseAgreementBorrowings.

The official record: Oportun Financial Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oportun Financial Corporation's warehouse lines of credit (which fund loans that U.S. government sponsored enterprises have committed to purchase)?
Oportun Financial Corporation (OPRT) reported warehouse lines of credit (which fund loans that U.S. government sponsored enterprises have committed to purchase) of $212.47M in Q1 2026.
How has Oportun Financial Corporation's warehouse lines of credit (which fund loans that U.S. government sponsored enterprises have committed to purchase) changed year-over-year?
Oportun Financial Corporation's warehouse lines of credit (which fund loans that U.S. government sponsored enterprises have committed to purchase) decreased by 52.3% year-over-year, from $445.5M to $212.47M.
What is the long-term trend for Oportun Financial Corporation's warehouse lines of credit (which fund loans that U.S. government sponsored enterprises have committed to purchase)?
Over 5 years (2020 to 2025), Oportun Financial Corporation's warehouse lines of credit (which fund loans that U.S. government sponsored enterprises have committed to purchase) has grown at a -4.1% compound annual growth rate (CAGR), from $246.39M to $199.38M.
What does warehouse lines of credit (which fund loans that U.S. government sponsored enterprises have committed to purchase) mean?
These are short-term credit facilities used to fund the origination of loans that are contractually committed for sale to U.S. Government Sponsored Enterprises. This metric highlights the company's reliance on revolving debt to maintain liquidity for loan originations before they are offloaded. It is a key indicator of the company's ability to manage short-term funding needs within its secondary market sales strategy.