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Oportun Financial Corporation OPRT Payments received on financing receivables

Payments received on financing receivables at other companies

Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
$1.37M
Regional Management Corporation logo
Regional Management CorporationRM
$359.57M+6.3%
OppFi logo
OppFiOPFI
$209.8M-13.4%
FCF
FirstCash HoldingsFCFS
$85.57M+19.5%
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM

Other financials

Income statement

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Revenue$94.9M-10.3%
Net income$2.3M-76.0%
EPS (diluted)$0.05-76.2%

Balance sheet

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Cash & equivalents$209.9M-9.1%
Total debt$12.0M-30.5%
Total equity$396.3M+8.2%
Total assets$3.2B-1.8%

Cash flow

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Operating cash flow$103.7M+2.7%
CapEx$1.5M-84.6%
Free cash flow$60.5M+21.0%

Valuation

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Market cap$262.37M-17.1%
Enterprise value$64.49M-36.1%
P/E14.7×
P/S0.7×-0.2×

Profitability

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Net margin4.5%
FCF margin37.8%+9.3pp

Returns & leverage

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Return on equity4.7%
Debt / equity0.0×

Where this comes from

Reported directly by Oportun Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromCollectionOfFinanceReceivables.

The official record: Oportun Financial Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oportun Financial Corporation's payments received on financing receivables?
Oportun Financial Corporation (OPRT) reported payments received on financing receivables of $332.77M in Q1 2026.
How has Oportun Financial Corporation's payments received on financing receivables changed year-over-year?
Oportun Financial Corporation's payments received on financing receivables increased by 0.2% year-over-year, from $332.21M to $332.77M.
What is the long-term trend for Oportun Financial Corporation's payments received on financing receivables?
Over 4 years (2021 to 2025), Oportun Financial Corporation's payments received on financing receivables has grown at a 6.4% compound annual growth rate (CAGR), from $1.11B to $1.42B.
What does payments received on financing receivables mean?
Reflects the cash inflows from the principal repayment of loans by borrowers. This metric is a critical indicator of the quality and performance of the loan portfolio, as it demonstrates the company's ability to successfully collect on its credit assets. Consistent cash flow from collections is vital for funding new originations and maintaining operational stability.