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Oportun Financial Corporation OPRT Lease Liability Payments - Due Year Two

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Other financials

Income statement

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Revenue$94.9M-10.3%
Net income$2.3M-76.0%
EPS (diluted)$0.05-76.2%

Balance sheet

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Cash & equivalents$209.9M-9.1%
Total debt$12.0M-30.5%
Total equity$396.3M+8.2%
Total assets$3.2B-1.8%

Cash flow

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Operating cash flow$103.7M+2.7%
CapEx$1.5M-84.6%
Free cash flow$60.5M+21.0%

Valuation

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Market cap$262.37M-17.1%
Enterprise value$64.49M-36.1%
P/E14.7×
P/S0.7×-0.2×

Profitability

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Net margin4.5%
FCF margin37.8%+9.3pp

Returns & leverage

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Return on equity4.7%
Debt / equity0.0×

Where this comes from

Reported directly by Oportun Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearTwo.

The official record: Oportun Financial Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oportun Financial Corporation's lease liability payments - due year two?
Oportun Financial Corporation (OPRT) reported lease liability payments - due year two of $2.49M in Q1 2026.
How has Oportun Financial Corporation's lease liability payments - due year two changed year-over-year?
Oportun Financial Corporation's lease liability payments - due year two decreased by 3.1% year-over-year, from $2.57M to $2.49M.
What is the long-term trend for Oportun Financial Corporation's lease liability payments - due year two?
Over 5 years (2020 to 2025), Oportun Financial Corporation's lease liability payments - due year two has grown at a -22.8% compound annual growth rate (CAGR), from $12.97M to $3.55M.
What does lease liability payments - due year two mean?
This metric identifies the total cash payments required for operating and finance leases in the second year following the current balance sheet date. It helps investors forecast long-term fixed cost commitments and cash flow requirements. It is essential for modeling the company's future solvency and operational leverage.