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Oportun Financial Corporation OPRT Lease Liability Payments - Due Year Four

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Other financials

Income statement

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Revenue$94.9M-10.3%
Net income$2.3M-76.0%
EPS (diluted)$0.05-76.2%

Balance sheet

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Cash & equivalents$209.9M-9.1%
Total debt$12.0M-30.5%
Total equity$396.3M+8.2%
Total assets$3.2B-1.8%

Cash flow

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Operating cash flow$103.7M+2.7%
CapEx$1.5M-84.6%
Free cash flow$60.5M+21.0%

Valuation

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Market cap$262.37M-17.1%
Enterprise value$64.49M-36.1%
P/E14.7×
P/S0.7×-0.2×

Profitability

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Net margin4.5%
FCF margin37.8%+9.3pp

Returns & leverage

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Return on equity4.7%
Debt / equity0.0×

Where this comes from

Reported directly by Oportun Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearFour.

The official record: Oportun Financial Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oportun Financial Corporation's lease liability payments - due year four?
Oportun Financial Corporation (OPRT) reported lease liability payments - due year four of $774K in Q1 2026.
How has Oportun Financial Corporation's lease liability payments - due year four changed year-over-year?
Oportun Financial Corporation's lease liability payments - due year four increased by 49.1% year-over-year, from $519K to $774K.
What is the long-term trend for Oportun Financial Corporation's lease liability payments - due year four?
Over 5 years (2020 to 2025), Oportun Financial Corporation's lease liability payments - due year four has grown at a -37.0% compound annual growth rate (CAGR), from $9.07M to $903K.
What does lease liability payments - due year four mean?
The contractual cash obligations for operating and finance leases due in the fourth year following the balance sheet date. This is part of the long-term lease maturity schedule that helps investors assess the company's future fixed cost burden. It allows for better modeling of long-term capital allocation and cash flow stability.