How has Oportun Financial Corporation's net investment in lease changed year-over-year?

Oportun Financial Corporation's net investment in lease decreased by 49.3% year-over-year, from $1.2M to $608K.

What is the long-term trend for Oportun Financial Corporation's net investment in lease?

Over 5 years (2020 to 2025), Oportun Financial Corporation's net investment in lease has grown at a -21.2% compound annual growth rate (CAGR), from $2.49M to $757K.

Oportun Financial Corporation OPRT Net Investment in Lease

Net Investment in Lease at other companies

Enova InternationalENVA

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Upstart Holdings, Inc.UPST

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SoFi Technologies, Inc.SOFI

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OP BancorpOPBK

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Sound Financial BancorpSFBC

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Regional Management CorporationRM

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Other financials

Income statement

See full

Revenue$94.9M-10.3%

Net income$2.3M-76.0%

EPS (diluted)$0.05-76.2%

Balance sheet

See full

Cash & equivalents$209.9M-9.1%

Total debt$12.0M-30.5%

Total equity$396.3M+8.2%

Total assets$3.2B-1.8%

Cash flow

See full

Operating cash flow$103.7M+2.7%

CapEx$1.5M-84.6%

Free cash flow$60.5M+21.0%

Valuation

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Market cap$262.37M-17.1%

Enterprise value$64.49M-36.1%

P/E14.7×—

P/S0.7×-0.2×

Profitability

See full

Net margin4.5%—

FCF margin37.8%+9.3pp

Returns & leverage

See full

Return on equity4.7%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Oportun Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:LessorOperatingLeasePaymentsToBeReceived.

The official record: Oportun Financial Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oportun Financial Corporation's net investment in lease?: Oportun Financial Corporation (OPRT) reported net investment in lease of $608K in Q1 2026.
How has Oportun Financial Corporation's net investment in lease changed year-over-year?: Oportun Financial Corporation's net investment in lease decreased by 49.3% year-over-year, from $1.2M to $608K.
What is the long-term trend for Oportun Financial Corporation's net investment in lease?: Over 5 years (2020 to 2025), Oportun Financial Corporation's net investment in lease has grown at a -21.2% compound annual growth rate (CAGR), from $2.49M to $757K.