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Oportun Financial Corporation OPRT Capitalized software and other intangibles, net

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Other financials

Income statement

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Revenue$94.9M-10.3%
Net income$2.3M-76.0%
EPS (diluted)$0.05-76.2%

Balance sheet

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Cash & equivalents$209.9M-9.1%
Total debt$12.0M-30.5%
Total equity$396.3M+8.2%
Total assets$3.2B-1.8%

Cash flow

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Operating cash flow$103.7M+2.7%
CapEx$1.5M-84.6%
Free cash flow$60.5M+21.0%

Valuation

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Market cap$262.37M-17.1%
Enterprise value$64.49M-36.1%
P/E14.7×
P/S0.7×-0.2×

Profitability

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Net margin4.5%
FCF margin37.8%+9.3pp

Returns & leverage

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Return on equity4.7%
Debt / equity0.0×

Where this comes from

Reported directly by Oportun Financial Corporation in its filing.

Tagged under the XBRL concept oprt:CapitalizedSoftwareAndOtherIntangiblesNet.

The official record: Oportun Financial Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oportun Financial Corporation's capitalized software and other intangibles, net?
Oportun Financial Corporation (OPRT) reported capitalized software and other intangibles, net of $69.41M in Q1 2026.
How has Oportun Financial Corporation's capitalized software and other intangibles, net changed year-over-year?
Oportun Financial Corporation's capitalized software and other intangibles, net decreased by 15.2% year-over-year, from $81.88M to $69.41M.
What is the long-term trend for Oportun Financial Corporation's capitalized software and other intangibles, net?
Over 5 years (2020 to 2025), Oportun Financial Corporation's capitalized software and other intangibles, net has grown at a 21.1% compound annual growth rate (CAGR), from $27.48M to $71.7M.
What does capitalized software and other intangibles, net mean?
This reflects the net book value of internally developed software and other intangible assets used to support digital lending platforms and customer service infrastructure. It represents long-term investments in technology that enable operational efficiency and product delivery. A growing balance indicates ongoing commitment to digital transformation and competitive technological capabilities.