What does asset-backed borrowings at amortized cost mean?

This represents long-term borrowings secured by loan assets, carried at amortized cost rather than fair value. It indicates the company's reliance on stable, long-term debt financing to fund its core lending activities. This metric is essential for evaluating the company's long-term debt structure and interest expense obligations.

Oportun Financial Corporation OPRT Asset-backed borrowings at amortized cost

Asset-backed borrowings at amortized cost at other companies

Velocity FinancialVEL

$1.64B-15.3%

Velocity FinancialVEL

$1.95B-16.0%

The BancorpTBBK

$13.6M—

PennyMac Mortgage Investment TrustPMT

$100.04M-99.0%

Sidus Space, Inc.SIDU

$8.21M+19.0%

Bogota Financial Corp.BSBK

$316.17M—

Other financials

Income statement

See full

Revenue$94.9M-10.3%

Net income$2.3M-76.0%

EPS (diluted)$0.05-76.2%

Balance sheet

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Cash & equivalents$209.9M-9.1%

Total debt$12.0M-30.5%

Total equity$396.3M+8.2%

Total assets$3.2B-1.8%

Cash flow

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Operating cash flow$103.7M+2.7%

CapEx$1.5M-84.6%

Free cash flow$60.5M+21.0%

Valuation

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Market cap$262.37M-17.1%

Enterprise value$64.49M-36.1%

P/E14.7×—

P/S0.7×-0.2×

Profitability

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Net margin4.5%—

FCF margin37.8%+9.3pp

Returns & leverage

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Return on equity4.7%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Oportun Financial Corporation in its filing.

Tagged under the XBRL concept oprt:LoansAndLeasesAtAmortizedCost.

The official record: Oportun Financial Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oportun Financial Corporation's asset-backed borrowings at amortized cost?: Oportun Financial Corporation (OPRT) reported asset-backed borrowings at amortized cost of $2.15B in Q1 2026.
What does asset-backed borrowings at amortized cost mean?: This represents long-term borrowings secured by loan assets, carried at amortized cost rather than fair value. It indicates the company's reliance on stable, long-term debt financing to fund its core lending activities. This metric is essential for evaluating the company's long-term debt structure and interest expense obligations.