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Oportun Financial Corporation OPRT Amortization Of Deferred Loan Origination Fees Net

Amortization Of Deferred Loan Origination Fees Net at other companies

Regional Management Corporation logo
Regional Management CorporationRM
$3.23M-20.0%
World Acceptance logo
World AcceptanceWRLD
-$3.92M-8.3%

Other financials

Income statement

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Revenue$94.9M-10.3%
Net income$2.3M-76.0%
EPS (diluted)$0.05-76.2%

Balance sheet

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Cash & equivalents$209.9M-9.1%
Total debt$12.0M-30.5%
Total equity$396.3M+8.2%
Total assets$3.2B-1.8%

Cash flow

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Operating cash flow$103.7M+2.7%
CapEx$1.5M-84.6%
Free cash flow$60.5M+21.0%

Valuation

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Market cap$262.37M-17.1%
Enterprise value$64.49M-36.1%
P/E14.7×
P/S0.7×-0.2×

Profitability

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Net margin4.5%
FCF margin37.8%+9.3pp

Returns & leverage

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Return on equity4.7%
Debt / equity0.0×

Where this comes from

Reported directly by Oportun Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfDeferredLoanOriginationFeesNet.

The official record: Oportun Financial Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oportun Financial Corporation's amortization of deferred loan origination fees net?
Oportun Financial Corporation (OPRT) reported amortization of deferred loan origination fees net of $258K in Q1 2026.
How has Oportun Financial Corporation's amortization of deferred loan origination fees net changed year-over-year?
Oportun Financial Corporation's amortization of deferred loan origination fees net decreased by 97.8% year-over-year, from $11.84M to $258K.
What is the long-term trend for Oportun Financial Corporation's amortization of deferred loan origination fees net?
Over 4 years (2021 to 2025), Oportun Financial Corporation's amortization of deferred loan origination fees net has grown at a 24.1% compound annual growth rate (CAGR), from $15.84M to $37.59M.
What does amortization of deferred loan origination fees net mean?
Reflects the net non-cash adjustment for the amortization of fees collected or paid during the loan origination process. These fees are deferred and recognized over the life of the loan to match revenue with the associated service period. This adjustment is essential for reconciling net income to cash flow from operations.