O'Reilly Automotive Insurance Reserve, Current increased by 65.0% to $297.30M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 99.0%, from $149.39M to $297.30M. Over 5 years (FY 2020 to FY 2025), Insurance Reserve, Current shows an upward trend with a 22.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase may signal higher expected risk or claims, while a decrease suggests improved safety or lower risk exposure.
This represents the estimated current liability for claims and losses that the company has chosen to self-insure rather...
Common in large-scale transportation companies that manage their own fleet risk.
other_self_insurance_reserve_current| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $118.26M | $122.55M | $128.79M | $137.63M | $137.28M | $142.39M | $138.93M | $136.72M | $131.78M | $128.89M | $128.55M | $130.97M | $125.86M | $123.51M | $149.39M | $154.01M | $158.84M | $180.14M | $297.30M |
| QoQ Change | — | +3.6% | +5.1% | +6.9% | -0.3% | +3.7% | -2.4% | -1.6% | -3.6% | -2.2% | -0.3% | +1.9% | -3.9% | -1.9% | +21.0% | +3.1% | +3.1% | +13.4% | +65.0% |
| YoY Change | — | — | — | — | +16.1% | +16.2% | +7.9% | -0.7% | -4.0% | -9.5% | -7.5% | -4.2% | -4.5% | -4.2% | +16.2% | +17.6% | +26.2% | +45.9% | +99.0% |