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Old Second Bancorp OSBC Borrowings at Fair Value

Borrowings at Fair Value at other companies

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Customers BancorpCUBI
$171.61M-6.0%
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Wintrust FinancialWTFC
Northwest Bancshares logo
Northwest BancsharesNWBI
Financial Institutions logo
Financial InstitutionsFISI
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First Mid Bancshares, Inc.FMBH
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Origin BancorpOBK

Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:SubordinatedDebt.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's borrowings at fair value?
Old Second Bancorp (OSBC) reported borrowings at fair value of $59.57M in Q1 2026.
How has Old Second Bancorp's borrowings at fair value changed year-over-year?
Old Second Bancorp's borrowings at fair value increased by 0.1% year-over-year, from $59.49M to $59.57M.
What is the long-term trend for Old Second Bancorp's borrowings at fair value?
Over 4 years (2021 to 2025), Old Second Bancorp's borrowings at fair value has grown at a 0.1% compound annual growth rate (CAGR), from $59.21M to $59.55M.
What does borrowings at fair value mean?
This represents debt obligations that the bank has elected to measure at fair value rather than amortized cost. This accounting choice reflects the bank's strategy for managing interest rate risk and market volatility. It provides transparency into the current market value of the bank's liabilities.