What is Old Second Bancorp's debt-to-assets?

Old Second Bancorp (OSBC) reported debt-to-assets of 0× in Q1 2026.

What is the long-term trend for Old Second Bancorp's debt-to-assets?

Over 3 years (2022 to 2025), Old Second Bancorp's debt-to-assets has grown at a 29.2% compound annual growth rate (CAGR), from 0× to 0×.

What does debt-to-assets mean?

Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.

Old Second Bancorp OSBC Debt-to-assets

Debt-to-assets at other companies

JPMorgan ChaseJPM

0.1×0.0×

Wintrust FinancialWTFC

0×0.0×

Northwest BancsharesNWBI

0×0.0×

Eastern Bankshares, Inc.EBC

0×0.0×

Old National BancorpONB

0×0.0×

First Mid Bancshares, Inc.FMBH

0×0.0×

Other financials

Income statement

See full

Revenue$93.8M+28.3%

Net income$25.6M+29.0%

EPS (diluted)$0.48+11.6%

Balance sheet

See full

Cash & equivalents$115.7M-54.8%

Total debt$200.0M—

Total equity$893.3M+28.6%

Total assets$6.8B+19.6%

Cash flow

See full

Operating cash flow$36.9M+107%

CapEx$769.0K-52.2%

Free cash flow$36.2M+123%

Valuation

See full

Market cap$1.18B+41.7%

Enterprise value$1.26B—

P/E13.7×+3.8×

P/S3.3×+0.4×

Profitability

See full

Net margin23.9%-5.2pp

FCF margin38.3%+6.0pp

Returns & leverage

See full

Return on equity10.8%-2.1pp

Debt / equity0.2×—

Where this comes from

Calculated from Old Second Bancorp’s reported figures.

total debt/total assets=0×

Based on the most recent quarter.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Old Second Bancorp's debt-to-assets.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Old Second Bancorp's debt-to-assets?: Old Second Bancorp (OSBC) reported debt-to-assets of 0× in Q1 2026.
What is the long-term trend for Old Second Bancorp's debt-to-assets?: Over 3 years (2022 to 2025), Old Second Bancorp's debt-to-assets has grown at a 29.2% compound annual growth rate (CAGR), from 0× to 0×.
What does debt-to-assets mean?: Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.