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Old Second Bancorp OSBC Free cash flow yield

Free cash flow yield at other companies

Wintrust Financial logo
Wintrust FinancialWTFC
9.2%
Northwest Bancshares logo
Northwest BancsharesNWBI
6%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
8.2%-0.6pp
Old National Bancorp logo
Old National BancorpONB
8.5%-0.4pp
Financial Institutions logo
Financial InstitutionsFISI
14.1%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
9.2%-7.2pp

Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Calculated from Old Second Bancorp’s reported figures.

Based on trailing twelve months.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's free cash flow yield?
Old Second Bancorp (OSBC) reported free cash flow yield of 13% in Q1 2026.
How has Old Second Bancorp's free cash flow yield changed year-over-year?
Old Second Bancorp's free cash flow yield increased by 4.6% year-over-year, from 12.4% to 13%.
What is the long-term trend for Old Second Bancorp's free cash flow yield?
Over 2 years (2022 to 2025), Old Second Bancorp's free cash flow yield has grown at a -6.1% compound annual growth rate (CAGR), from 13% to 11.5%.
What does free cash flow yield mean?
Trailing-twelve-month free cash flow divided by market capitalization at the quarter end. The cash return the business generates relative to its market price.