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Old Second Bancorp OSBC Interest-bearing deposits in banks and other financial institutions

Interest-bearing deposits in banks and other financial institutions at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$290.1B-28.2%
Wintrust Financial logo
Wintrust FinancialWTFC
$3.05B-28.0%
Old National Bancorp logo
Old National BancorpONB
$1.22B+61.4%
Financial Institutions logo
Financial InstitutionsFISI
$29.17M-68.8%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$64.89M-38.3%
CTB
Community Trust BancorpCTBI
$267.08M-1.9%

Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositsInBanks.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's interest-bearing deposits in banks and other financial institutions?
Old Second Bancorp (OSBC) reported interest-bearing deposits in banks and other financial institutions of $67.63M in Q1 2026.
How has Old Second Bancorp's interest-bearing deposits in banks and other financial institutions changed year-over-year?
Old Second Bancorp's interest-bearing deposits in banks and other financial institutions decreased by 66.8% year-over-year, from $203.42M to $67.63M.
What is the long-term trend for Old Second Bancorp's interest-bearing deposits in banks and other financial institutions?
Over 5 years (2020 to 2025), Old Second Bancorp's interest-bearing deposits in banks and other financial institutions has grown at a -25.0% compound annual growth rate (CAGR), from $305.6M to $72.36M.
What does interest-bearing deposits in banks and other financial institutions mean?
These are cash balances held by the company in other financial institutions that generate interest income. This asset class reflects the company's strategy for managing excess cash while maintaining high liquidity. It is a common component of treasury management for large financial services firms.