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Old Second Bancorp OSBC Payments for (Proceeds from) Federal Home Loan Bank Stock

Payments for (Proceeds from) Federal Home Loan Bank Stock at other companies

Northwest Bancshares logo
Northwest BancsharesNWBI
-$3.85M-25.5%
Eagle Bancorp logo
Eagle BancorpEGBN
-$433K-16.4%
Independent Bank Corp logo
Independent Bank CorpINDB
-$4.08M+29.2%

Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+41.7%
Enterprise value$1.26B
P/E13.7×+3.8×
P/S3.3×+0.4×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's payments for (proceeds from) federal home loan bank stock?
Old Second Bancorp (OSBC) reported payments for (proceeds from) federal home loan bank stock of -$675K in Q1 2026.
What does payments for (proceeds from) federal home loan bank stock mean?
This reflects the net cash flow resulting from the purchase or redemption of stock in the Federal Home Loan Bank (FHLB). As a member bank, the institution is required to hold FHLB stock based on its borrowing levels, making this a proxy for the bank's reliance on wholesale funding. Changes in this balance indicate the bank's liquidity management strategy and access to secondary funding sources.