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Old Second Bancorp OSBC Junior Subordinated Notes

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Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's junior subordinated notes?
Old Second Bancorp (OSBC) reported junior subordinated notes of $25.77M in Q1 2026.
How has Old Second Bancorp's junior subordinated notes changed year-over-year?
Old Second Bancorp's junior subordinated notes increased by 0.0% year-over-year, from $25.77M to $25.77M.
What is the long-term trend for Old Second Bancorp's junior subordinated notes?
Over 5 years (2020 to 2025), Old Second Bancorp's junior subordinated notes has grown at a 0.0% compound annual growth rate (CAGR), from $25.77M to $25.77M.
What does junior subordinated notes mean?
This represents long-term debt obligations that rank below senior debt in the event of liquidation. These instruments are often used to bolster regulatory capital ratios. They reflect the bank's leverage strategy and its ability to access capital markets.