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Old Second Bancorp OSBC Net Interest Income
Net Interest Income at other companies
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Where this comes from
Reported directly by Old Second Bancorp in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.
The source filing: Old Second Bancorp’s 10-Q, filed August 6, 2026.
- Filed
- Aug 6, 2026, 12:01 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000357173-26-000045
| Line item | Three Months Ended June 30, 2026 | Three Months Ended June 30, 2025 | Six Months Ended June 30, 2026 | Six Months Ended June 30, 2025 |
|---|---|---|---|---|
| Subordinated debentures | 675 | 546 | 1,221 | 1,092 |
| Notes payable and other borrowings | 156 | - | 311 | - |
| Total interest expense | 17,860 | 11,004 | 35,062 | 21,665 |
| Net interest and dividend income | 83,329 | 64,234 | 164,473 | 127,138 |
| Provision for credit losses | 7,500 | 2,500 | 17,000 | 4,900 |
| Net interest and dividend income after provision for credit losses | 75,829 | 61,734 | 147,473 | 122,238 |
| Noninterest income | ||||
| Wealth management | 3,628 | 3,103 | 7,011 | 6,192 |
Item 1. Financial Statements
FAQ
- What is Old Second Bancorp's net interest income?
- Old Second Bancorp (OSBC) reported net interest income of $83.33M in Q2 2026.
- How has Old Second Bancorp's net interest income changed year-over-year?
- Old Second Bancorp's net interest income increased by 29.7% year-over-year, from $64.23M to $83.33M.
- What is the long-term trend for Old Second Bancorp's net interest income?
- Over 4 years (2021 to 2025), Old Second Bancorp's net interest income has grown at a 31.9% compound annual growth rate (CAGR), from $96.72M to $292.96M.
- What does net interest income mean?
- This represents the difference between the interest income generated from interest-earning assets, such as loans and securities, and the interest expense paid on interest-bearing liabilities, such as deposits and borrowings. It serves as the primary measure of a bank's core profitability from its lending and deposit-taking activities. A higher net interest income indicates effective management of the interest rate spread and asset-liability mix.
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