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Old Second Bancorp OSBC Net Interest Income

Net Interest Income at other companies

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$25.37B+9.0%
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$142.48M+11.5%
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$244.66M+29.5%
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$572.57M+47.7%
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$70.79M+19.1%
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Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+41.7%
Enterprise value$1.26B
P/E13.7×+3.8×
P/S3.3×+0.4×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's net interest income?
Old Second Bancorp (OSBC) reported net interest income of $81.14M in Q1 2026.
How has Old Second Bancorp's net interest income changed year-over-year?
Old Second Bancorp's net interest income increased by 29.0% year-over-year, from $62.9M to $81.14M.
What is the long-term trend for Old Second Bancorp's net interest income?
Over 4 years (2021 to 2025), Old Second Bancorp's net interest income has grown at a 31.9% compound annual growth rate (CAGR), from $96.72M to $292.96M.
What does net interest income mean?
This represents the difference between the interest income generated from interest-earning assets, such as loans and securities, and the interest expense paid on interest-bearing liabilities, such as deposits and borrowings. It serves as the primary measure of a bank's core profitability from its lending and deposit-taking activities. A higher net interest income indicates effective management of the interest rate spread and asset-liability mix.